NY VA Loans.com presented by Maple Tree Funding, is a resource for Veterans searching for VA Loans in the state of New York. Please use our website to learn more about the VA Loan program, who qualifies for VA Loans and more. If you have more questions or you're ready to start the loan process please fill out the simple form to the right or give us a call at the phone number above.

VA Loan Features

• 100% financing - No down payment required.   VA Offers 100% Financing
• No monthly mortgage insurance.  Even with the 100% financing, you do not need monthly MI.  You do not need to put 20% down to bypass MI, VA Loans do not require Monthly Mortgage Insurance.
• No reserve requirement.  Unlike Conventional and FHA Loans, VA Loans do not require specific cash reserves. 
• VA 30 Offers Fixed 30 Year Rates
• VA loans are not 100% credit driven.  You don’t necessarily have to have perfect credit to be accepted for a VA Loan.
• VA loan flexible Income Qualification.  There is more flexibility with income and housing expense qualifications than a standard Conventional or FHA loan.
• VA loans are fully assumable.  By obtaining a VA Loan today with a low interest rate, you have an advantage if you decide to sell in the future.  If when you plan to sell, rates are higher, you can have a qualified buyer assume your 30 year fixed loan at that rate.
• Cash-outs with high loan-to-values – Refinancing your home through VA in order to take Cash-Out have fewer restrictions than other refinancing products.
• VA loans offer streamline refinancing - Lower your interest rate with a VA Streamline refinance that can be done with less paperwork.

Allow Maple Tree Funding to assist you with your New York VA mortgage loans.